Free Excel Templates for Business & Finance
Ready-to-use templates for cash flow, MIS, budgeting, financial models, bank loans and project finance. Built by CA. M.S. Roy from 14 years of real finance work
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Practical Excel Templates for Business and Finance Work
Running a business means tracking cash, planning budgets, reporting to the bank and making investment decisions, often under time pressure. The right template saves hours and reduces mistakes.
At CamsRoy, you’ll find free Excel templates for cash flow forecasting, working capital, MIS reporting, budget vs actual, financial models, break-even analysis, capital budgeting, bank loan preparation and project finance. Each template comes with clear instructions and a practical example.
Every template is built by a practising Chartered Accountant, based on the same models used in real board meetings, lender reviews and month-end closes. They’re designed for business owners, finance managers, accountants and CAs who need reliable numbers without building every spreadsheet from scratch.
Alongside the templates, the Smart Finance with AI guides show you how to use these tools in your daily work, including how AI can help you analyse and explain the numbers faster.
Explore the free Excel templates first, then discover additional resources to help you work smarter.
about me
I’m a Chartered Accountant with 14 years of experience in financial reporting, FP&A, consolidation and project finance. I’ve worked as a Finance Controller and Finance Head, managed reporting across 45+ SPVs, and built lender-ready models for solar and BESS projects.
Every template on CamsRoy comes from that work: the cash-flow forecasts, MIS packs, budgets and loan models I’ve used with boards, banks and auditors. I share them so business owners and finance teams can work with better numbers, faster.
Chartered Accountant
Self-made CA with 14+ years in reporting, audit, taxation, MIS, budgeting, and internal financial controls.
AI Generalist
Exploring practical AI tools to automate workflows, boost productivity, and simplify everyday tasks for professionals.
Business Finance & FP&A
Budgets, MIS, cash flow and working capital for growing businesses.
I am M.S. Roy—a Chartered Accountant, AI enthusiast, and lifelong learner passionate about the intersection of finance, technology, and innovation. Throughout my career, I have worked across financial reporting, taxation, budgeting, MIS, internal controls, and business performance management.
Today, I focus on practical ways to combine finance expertise with AI and automation. Through CamsRoy, I share the Excel templates, financial models and step-by-step guides I use in real work, helping business owners and finance professionals plan, report and decide with better numbers.
CamsRoy is a library of practical Excel templates and guides for business and finance, built by a practising Chartered Accountant, to help businesses plan, report and make better-informed financial decisions.
For tax updates and accounting resources, visit TaxBizMantra.
Practical Excel Templates for Smarter Financial Decisions
Ready-to-use Excel templates for cash flow, reporting, financial modelling and bank loans, built by a Chartered Accountant.
SME Financial Dashboard
Monitor key financial indicators, business performance and management insights through a structured Excel dashboard.
Explore Template →Advanced SME Financial Model
Build financial projections, evaluate business performance and understand the financial drivers of an SME.
Explore Template →13 Week Cash Flow Forecast
Track weekly cash inflows, outflows and projected balances to improve short-term liquidity planning.
Explore Template →Break-Even Analysis Excel Template
Analyse fixed costs, variable costs, contribution margin and sales requirements to understand business break-even points.
Explore Template →Startup MIS Dashboard
Organise business metrics, financial information and key performance indicators through a practical startup MIS dashboard.
Explore Template →Budget vs Actual Excel Template
Compare planned and actual results, identify variances and improve financial monitoring with a structured Excel worksheet.
Explore Template →Built From Real Finance Work, Not Generic Spreadsheets
Most free Excel templates online are designed to look good. These are designed to work: they come from the same models I’ve used with boards, banks and auditors over 14 years as a Chartered Accountant.
- Built by a practising CA. Every formula follows real reporting and lending practice.
- Made for Indian businesses. CMA data, drawing power and MSME payment rules are built in where they matter.
- Clear instructions and examples. Each template comes with guidance on how to use it and what to check.
- Free, with no login. Download and start working straight away. Excel 2019 and Microsoft 365 compatible.
LATEST GUIDES
Practical Finance Guides from Real CA Work
Step-by-step guides on cash flow, MIS, financial models and using AI in everyday finance work, written by a practising Chartered Accountant. Each guide shows the method, a worked example and the template that goes with it.
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CA M.S.ROY
I’m A Chartered Accountant, AI Generalist & Blogger.
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